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SBA Loans for Construction

Construction businesses use sba loans for bridging the gap between project milestones, materials costs, and delayed customer payments. We match construction businesses with funding partners who understand your industry — so you spend time with lenders likely to say yes.

$50K – $5M Rates from ~Prime + a margin Terms up to 25 years 7(a), 504 & Express
Term sheet · draft1 / 3
Your need33%
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Checking your options won't affect your credit score. Takes ~2 minutes.
75+
Lending partners
$5K–$5M
Funding range
24 hrs
As fast as
50 states
Served nationwide

Why construction businesses choose sba loans

For construction businesses, the biggest financing challenge is often bridging the gap between project milestones, materials costs, and delayed customer payments. SBA Loans is well suited to that: government-backed financing with the lowest rates and longest terms available to small businesses.

Eligibility

Typical qualifications

  • 2+ years in business (most programs)
  • Strong personal credit (typically 650+)
  • Profitable or clear path to profitability
  • U.S.-based, for-profit business
See Construction funding options

Looking for something else? Explore all sba loans options.

How it works

One application. The right lenders.

Instead of applying to lenders one by one, fill out a single snapshot — no spam, no hard credit pull to get started.

  1. 01

    Tell us what you need

    Answer a few quick questions about your business and funding goal. It takes about two minutes and won't affect your credit.

  2. 02

    Get matched

    We review your snapshot and match you with the funding partners most likely to approve a deal like yours.

  3. 03

    Review offers & get funded

    Compare your options with a funding specialist and choose what works. Approved deals can fund in as little as 24 hours.