H Hoss Capital
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Revenue-Based Financing

Non-dilutive growth capital for online businesses — repaid as a flexible share of revenue.

$10K – $20M No equity, no dilution Repaid as % of revenue Built for eComm & SaaS
Amount
$10K – $20M
Speed
Funding in days, not months
Term sheet · draft1 / 3
Your need33%
$

Checking your options won't affect your credit score. Takes ~2 minutes.
75+
Lending partners
$5K–$5M
Funding range
24 hrs
As fast as
50 states
Served nationwide
Key takeaways
  • Revenue-based financing provides $10K to $20M in non-dilutive growth capital, so you keep 100% of your equity and control.
  • You repay a small, agreed percentage of revenue plus a flat fee, so payments flex up and down with your sales.
  • Lenders underwrite on real-time sales and marketing data (like Shopify and Stripe), enabling fast decisions in days rather than months.
  • It is built for eCommerce and SaaS businesses where capital reliably converts into more revenue, such as inventory, ad spend, and growth.

Revenue-based financing (RBF) gives growing online businesses capital without giving up equity. Instead of fixed payments or a chunk of your company, you repay a small, agreed percentage of revenue until the advance plus a flat fee is paid back.

Why founders choose RBF

  • Non-dilutive — keep full ownership and control
  • Flexible repayment that rises and falls with your sales
  • Fast, data-driven underwriting based on real performance

Best for

eCommerce brands funding inventory and ad spend, and SaaS companies funding growth — businesses where capital reliably converts into more revenue.

Frequently asked questions

How is this different from a VC raise? +

Revenue-based financing is non-dilutive — you keep 100% of your equity and control. You repay from a percentage of revenue rather than giving up ownership.

How do lenders decide how much to offer? +

They analyze your real-time sales and marketing data (Shopify, Stripe, ad platforms, etc.) to underwrite based on actual performance, which means faster decisions and offers tied to your growth.

What's it best used for? +

High-ROI, revenue-generating spend: inventory and marketing for eCommerce, or growth and runway for SaaS, where every dollar in drives measurable revenue out.

Revenue-Based Financing by industry

Revenue-Based Financing for eCommerce Revenue-Based Financing for Technology & SaaS

Looking locally? Browse revenue-based financing by state →

How it works

One application. The right lenders.

Instead of applying to lenders one by one, fill out a single snapshot — no spam, no hard credit pull to get started.

  1. 01

    Tell us what you need

    Answer a few quick questions about your business and funding goal. It takes about two minutes and won't affect your credit.

  2. 02

    Get matched

    We review your snapshot and match you with the funding partners most likely to approve a deal like yours.

  3. 03

    Review offers & get funded

    Compare your options with a funding specialist and choose what works. Approved deals can fund in as little as 24 hours.