Merchant Cash Advance for Retail
Retail businesses use merchant cash advance for stocking inventory ahead of peak seasons and smoothing uneven monthly sales. We match retail stores with funding partners who understand your industry — so you spend time with lenders likely to say yes.
Checking your options won't affect your credit score. Takes ~2 minutes.
Why retail stores choose merchant cash advance
For retail stores, the biggest financing challenge is often stocking inventory ahead of peak seasons and smoothing uneven monthly sales. Merchant Cash Advance is well suited to that: an advance on your future sales — fast funding with payments that flex with your revenue.
Typical qualifications
- 3+ months in business
- $10K+ in monthly card or bank deposits
- All credit profiles considered
- U.S.-based business
Looking for something else? Explore all merchant cash advance options.
One application. The right lenders.
Instead of applying to lenders one by one, fill out a single snapshot — no spam, no hard credit pull to get started.
- 01
Tell us what you need
Answer a few quick questions about your business and funding goal. It takes about two minutes and won't affect your credit.
- 02
Get matched
We review your snapshot and match you with the funding partners most likely to approve a deal like yours.
- 03
Review offers & get funded
Compare your options with a funding specialist and choose what works. Approved deals can fund in as little as 24 hours.