H Hoss Capital

Invoice Factoring for Wholesale & Distribution

Wholesale & Distribution businesses use invoice factoring for purchasing inventory in bulk and covering the gap until customers pay. We match wholesalers and distributors with funding partners who understand your industry — so you spend time with lenders likely to say yes.

Up to 90% advanced Funds in 24 hours Not a loan — no new debt Scales with your sales
Term sheet · draft1 / 3
Your need33%
$

Checking your options won't affect your credit score. Takes ~2 minutes.

75+
Lending partners
$5K–$5M
Funding range
24 hrs
As fast as
50 states
Served nationwide

Why wholesalers and distributors choose invoice factoring

For wholesalers and distributors, the biggest financing challenge is often purchasing inventory in bulk and covering the gap until customers pay. Invoice Factoring is well suited to that: stop waiting 30, 60, or 90 days to get paid — turn your unpaid invoices into cash now.

Eligibility

Typical qualifications

  • You invoice other businesses (B2B) or government
  • Creditworthy customers
  • Startups and newer businesses welcome
  • U.S.-based business
How it works

One application. The right lenders.

Instead of applying to lenders one by one, fill out a single snapshot — no spam, no hard credit pull to get started.

  1. 01

    Tell us what you need

    Answer a few quick questions about your business and funding goal. It takes about two minutes and won't affect your credit.

  2. 02

    Get matched

    We review your snapshot and match you with the funding partners most likely to approve a deal like yours.

  3. 03

    Review offers & get funded

    Compare your options with a funding specialist and choose what works. Approved deals can fund in as little as 24 hours.