H Hoss Capital

Working Capital Loans in New York

Fast, flexible funding to cover payroll, inventory, and day-to-day operations — often the same day. We match businesses in New York City, Buffalo, Rochester and across New York with funding partners ready to work with companies like yours.

$5K – $500K
Term sheet · draft1 / 3
Your need33%
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Checking your options won't affect your credit score. Takes ~2 minutes.

75+
Lending partners
$5K–$5M
Funding range
24 hrs
As fast as
50 states
Served nationwide

Working Capital Loans for New York businesses

Whether you operate in New York City or a smaller community across NY, Hoss Capital connects you with lenders offering working capital loans. Getting matched is free and won't affect your credit.

New York pairs the world's leading financial center with a diverse statewide economy spanning healthcare, manufacturing, agriculture, and technology. Hoss Capital matches New York business owners with funding partners that lend across the state, from New York City to Buffalo, Rochester, and the Hudson Valley.

New York has one of the largest state economies in the U.S., anchored by New York City (finance, media, and professional services) and complemented by upstate hubs like Buffalo and Rochester (manufacturing and healthcare) and a substantial agricultural sector.

How it works

One application. The right lenders.

Instead of applying to lenders one by one, fill out a single snapshot — no spam, no hard credit pull to get started.

  1. 01

    Tell us what you need

    Answer a few quick questions about your business and funding goal. It takes about two minutes and won't affect your credit.

  2. 02

    Get matched

    We review your snapshot and match you with the funding partners most likely to approve a deal like yours.

  3. 03

    Review offers & get funded

    Compare your options with a funding specialist and choose what works. Approved deals can fund in as little as 24 hours.