Small business loans in Indiana

Funding the Indiana economy

Indiana is one of the most manufacturing-driven economies in the country. Northern Indiana builds recreational vehicles around Elkhart — often called the “RV Capital of the World” — and auto components feed assembly plants across the Midwest, while Indianapolis has grown into a logistics powerhouse thanks to its interstate crossroads and a major FedEx air hub. Add a deep life-sciences cluster led by Indianapolis-based pharmaceutical firms and a strong farm economy, and you get steady, year-round demand for capital.

Industries we fund across Indiana

• Manufacturing (auto & RV) — equipment loans and working capital for shops and suppliers in Elkhart, Kokomo, Fort Wayne, and Columbus.
• Logistics & distribution — invoice factoring and equipment financing for carriers and warehouses using the Indianapolis interstate hub.
• Pharmaceuticals & life sciences — growth capital and build-outs across the Indianapolis metro’s research corridor.
• Agriculture & food production — seasonal working capital tied to planting, harvest, and processing cycles in the state’s rural counties.
• Healthcare — practice financing and equipment for clinics in Indianapolis, Fort Wayne, and Evansville.

What the regulations mean for you

As of mid-2026, Indiana has not enacted a commercial financing disclosure law or a registration requirement for merchant cash advances, and MCAs are generally treated as purchases of future receivables rather than loans. In practice, that means there’s no standardized state disclosure form — so ask every provider for the total payback amount, the term, and the effective cost before you sign. Hoss Capital only works with partners who operate transparently.