# Revenue-Based Financing

> Non-dilutive growth capital for online businesses — repaid as a flexible share of revenue.

## Key takeaways
- Revenue-based financing provides $10K to $20M in non-dilutive growth capital, so you keep 100% of your equity and control.
- You repay a small, agreed percentage of revenue plus a flat fee, so payments flex up and down with your sales.
- Lenders underwrite on real-time sales and marketing data (like Shopify and Stripe), enabling fast decisions in days rather than months.
- It is built for eCommerce and SaaS businesses where capital reliably converts into more revenue, such as inventory, ad spend, and growth.

Revenue-based financing (RBF) gives growing online businesses **capital without giving up equity**. Instead of fixed payments or a chunk of your company, you repay a small, agreed percentage of revenue until the advance plus a flat fee is paid back.

## Why founders choose RBF

- **Non-dilutive** — keep full ownership and control
- **Flexible repayment** that rises and falls with your sales
- **Fast, data-driven underwriting** based on real performance

## Best for

eCommerce brands funding inventory and ad spend, and SaaS companies funding growth — businesses where capital reliably converts into more revenue.

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Canonical: https://hoss-capital.pages.dev/products/revenue-based-financing/