# Biz2Credit Review

> Biz2Credit is an online small-business financing platform that both funds qualified borrowers directly and connects them with a network of partner lenders. It offers term loans, revenue-based financing, and a business line of credit, making it a flexible starting point for owners who want to compare several options from a single application.

## Key takeaways
- Biz2Credit (since 2007) is both a direct funder and a marketplace, offering term loans, revenue-based financing, lines of credit, and commercial real estate loans plus a partner network from one application.
- It best fits established businesses that want to compare several options or access larger loan amounts than some online-only lenders.
- Costs and terms vary widely by product and partner, some products aren't available in every state, and direct term loans require minimum revenue, credit, and time in business.

## Biz2Credit at a glance

Biz2Credit is an online financing platform that has helped fund small businesses
since 2007. It operates in two ways: it **funds some products directly** and it
**connects borrowers with a network of partner lenders**, including banks that
use its technology to offer their own loans. That hybrid model means a single
application can surface several types of financing.

### What Biz2Credit offers

- **Term loans** — a lump sum repaid over a fixed term, suited to a specific
  growth project or one-time expense.
- **Revenue-based financing** — funding repaid as a share of business receipts,
  which flexes with your sales.
- **Business line of credit** — revolving funds you draw on as needed, paying
  interest only on what you use (availability varies by state).
- **Commercial real estate loans** — larger-balance financing to purchase,
  refinance, or improve owner-occupied or investment property.
- **Partner-network financing** — through its lending partners, Biz2Credit can
  also point owners toward products like SBA 7(a) loans, invoice factoring, and
  working-capital lines.

### Who it's best for

Biz2Credit fits **established businesses** that want to compare more than one
financing option without applying in several places. Owners seeking larger loan
amounts, or those who want a single front door to both direct funding and bank
partners, may find it convenient. Brand-new businesses or those with weaker
credit may not qualify for the direct term loan and should weigh the
alternatives presented.

### How to decide

Because Biz2Credit spans several products and funding sources, the exact rate,
fees, and terms depend heavily on which option you're offered — and these can
change, so always confirm the current numbers before you commit. The simplest
way to benchmark is to apply once through Hoss Capital. We'll match you with
Biz2Credit and comparable lenders so you can weigh real offers side by side.

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Canonical: https://hoss-capital.pages.dev/lenders/biz2credit/

Sources:
- https://www.biz2credit.com
- https://www.biz2credit.com/term-loan
- https://www.biz2credit.com/business-line-of-credit
- https://www.biz2credit.com/financing